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BC Strata Compliance Reference

End-to-end breakdown of BC strata operations under the Strata Property Act (SPA) and BCFSA licensing. Architecture blueprints, workflow triggers, governance logic, and Canada-to-US localization.

Strata Property Act (SPA) BC Financial Services Authority (BCFSA) Disputes: Civil Resolution Tribunal (CRT)

Agent model: Licensed strata management company acts as agent for democratically elected Strata Council. OpenStrata modules below map to statutory requirements — Rosa cites sources; Ziggy enforces fund isolation and CRF caps. Questions: [email protected]

Five Functional Domains

Every OpenStrata module must cover one of these pillars. Click to expand.

Trust Funds (isolated)

Operating Fund fund_operating

Daily/annual expenses — utilities, minor repairs, landscaping

Contingency Reserve Fund (CRF) fund_crf

Long-term capital — roofing, elevators, major systems

10% minimum allocation
Special Levies fund_special_levy

One-off accounts per voter-approved capital project

Accounts Receivable fund_ar

Monthly strata fees, move-in/out fees, fines collection

App Features

  • ✓ Automated billing and collection workflows
  • ✓ Form B (Information Certificate) issuance — 7-day statutory deadline
  • ✓ Form F (Certificate of Payment) — blocks conveyancing if balance due
  • ✓ Ledger isolation per fund — no cross-fund transfers without resolution
  • ✓ Ziggy CRF cap enforcement before any capital spend
SPA s.92–96 (funds)SPA s.256 (Form B)SPA s.257 (Form F)

OpenStrata Module → Domain Map

ModuleDomainWorkflow Trigger
Form K Hubgovernance14-day auto-reminder on missing Form K
EPR 2026 MonitorassetsBreach alert → Form B disclosure flag
Tax/Occupancy MatrixfinancialEHT/SVT auto-flag from utility signatures
Dual Pay TreasuryfinancialCRF 10% block on capital invoice
Bylaw Enforcement EnginegovernanceBLOCK_FINE_ACTIONS until day 14
Forms B/F GeneratorconveyancingWITHHELD on arrears > $0
Meeting & VotingmeetingsReschedule +7d on quorum fail at 30 min
Depreciation Trackerassets5-year renewal reminder
CRT ExportgovernanceOn-demand PDF evidence package

This knowledge base is the source of truth for OpenStrata architecture. Also stored in docs/BC-STRATA-COMPLIANCE.md and src/lib/compliance.ts